At the end of the month, it sends reminder notices of what is owed, but a group can settle up whenever they choose. Everyone can see the shared expenses listed, and each person’s balance goes up and down as the app tracks costs over time. You can split evenly or unevenly by percent or shares.įor example, let’s say you take a trip with three friends. How it works: Create groups for each activity, and the app keeps a running tally for each group of everyone’s IOUs and who’s paid what along the way. It works especially well for activities over time like a monthly grocery bill, utility share, or vacation. This app gets top marks for versatility and functionality because it covers different kinds of situations, like dividing expenses with a roomie or significant other, splitting a restaurant bill, or taking a trip with friends. No, bill-splitting apps won’t entirely eliminate those awkward money conversations from your life, but the transparency these apps offer should hopefully take the sting out of these convos and help everyone you’re eating with, traveling with, or living with feel they’re paying exactly what they owe - and not a penny more. The best part? These apps can drastically cut down on the number of money transfers each person has to make, and almost completely eliminates the headachy math. Some apps are designed specifically for dining out, while others work better for roommates sharing living costs, or splitting the costs of group travel. No matter what form of payment you’re using, it’s arguably the apps that have been a game-changer. These days, with platforms like Zelle and Apple Pay, credit cards, and countless bill-splitting apps, carving up a restaurant bill has never been easier. But of course this led to many awkward conversations about exactly how to split the bill, and what to do if someone couldn’t pay their share. Grabbing pizza and beer with friends used to mean emptying your wallets in order to come up with enough cash so that everyone in your party could contribute to the bill.
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